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Coverage Compliance Clarity Comfort

Profit from Innovative Risk Management

By getting to know you, your business and the changes and evolution that occurs within your business on a month-in/month-out basis, EMA can help you cover your risks while streamlining your costs. This focus on the details of YOUR BUSINESS is what allows us to provide you with the right solutions and coverage options that fit your budget.

Who is your broker working for?
Is he or she selling you coverage you may not need to maximize commissions?
Listen to what our Clients have to say about EMA Insurance:

Palmer Promotional Products

Palmer Promotional Products has designed and manufactured innovative POP and POS products for over 40 years.

Combine our wealth of creative talent, diverse product offerings and years of manufacturing experience and you’ll see we have what it takes to create a complete line of branded advertising solutions that’s right for any product.

In 2014 we thought everything was coming to an end when a fire started in an isolated part of plant. The blaze was intense and engulfed our entire 500,000 steel and block manufacturing facility. It was a total loss and we were devastated and concerned that all we worked for our entire lives would be lost.

We met with the Eastern Michigan Agencies (EMA) team on the day the loss was occurring and they reassured us that we had purchased the correct coverage and that everything would work fine.

Immediately following the loss the EMA was close by continuing to advise us during the process and easing our minds that the loss was covered and we would be able to resume operations with no financial hardship.

Today we occupy a state of the art manufacturing facility and our business is thriving. Thanks to the EMA team and their attention to detail and knowledge when it came to placing and purchasing the right commercial insurance coverage for our company.

Jim Palmer

President, Palmer Promotional Products

American Beverage

EMA has provided us with excellent service for many years.
We rely on their expertise in the insurance world and are always satisfied with their recommendations.
EMA is always quick to respond to any question or concern we have. We value their knowledge.

Judy Pochmara

President, American Beverage

Oakley Industries

For nearly forty years, our manufacturing firm has worked with the Eastern Michigan Agency for our Worker’s Compensation and Property and Casualty Insurance. Their team is responsive when we have questions or changes, diligent when finding the best rates, and proactive when suggesting improvements such as safety measures, that make our workplace better and keep our insurance rates down. I can’t emphasize how much we enjoy working with them.

Along those lines, we have begun to work with EMA’s 360 Safety division to improve our operations from a health and safety standpoint and further engage our employees in these efforts.

It’s nice that EMA now has a third generation of family involved in the business, as is true here at Oakley Industries. The ability to combine experience and new ideas is important.

Last, but not least, we have been using MTM, through the Eastern Michigan Agency for our Worker’s Compensation insurance. At the end of the year, we typically receive a dividend check, based on our claim performance and seniority. It’s a nice little yearly boost!

Michael Oakley

President, Oakley Industries, Inc

Supreme Gear Co.

We are long-time clients of Eastern Michigan Agencies and MTM.

Both provide us with consistent prompt, efficient, and personable service. Our Agent and Account Manager,  keep in regular contact with us to review our accounts and needs. They answer any question we have and provide guidance when necessary. Their response is always prompt, professional, and friendly.

We have had similar experience with MTM. Any claims have been attended to promptly, with an account or case manager as the situation requires. They send out a compliance officer every year that tours our facility and recommends safety improvements. And we certainly appreciate the value we get for our premiums, as we receive a dividend check every year as a testament to the efficiency which MTM manages their clients.

We feel confident in recommending Easter Michigan Agency and/or MTM to other businesses. We believe that they would provide the same level of service to others that they consistently provide to us.


Debra Fullan

Controller, Supreme Gear Co.